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After all your Dallas homes research, negotiation, inspection and paperwork, we are ready for your new Dallas home closing. Home Closing is where ownership of the home is legally transferred from the seller to the buyer. It is a formal meeting that most parties involved in the process will attend. Closing procedures are usually held at the title company's office. Your closing officer coordinates the document signing and the collection and disbursement of funds.

In order for the home closing to go smoothly, each party involved should bring the necessary documentation and be prepared to pay any related fees (closing costs). There may be more than one form of acceptable payment for your closing costs so ask the closing officer which form of payment will be required and to whom it should be paid. I make sure to cover all the details for you before the closing date.

Home Sellers sometimes pay for a portion or all of the closing costs, depending on local market conditions, terms of the purchase contract, and the seller's cash and timing considerations. Any such concessions should be acknowledged in writing.

Most mortgage lenders will allow a credit from the seller to the buyer for the non-recurring closing costs. However, they usually won't allow a credit that reduces the amount of the buyer's down payment or any of the buyer's recurring costs, such as expenses for fire insurance premiums, private mortgage insurance (PMI) or property taxes. You will know all your expenses and how it is going to be done before closing time.

After funds are refunded you will get your new Dallas home keys. You can start moving to your new home, condo or town house anytime you want after you got the keys for your new Dallas, Plano, Frisco, McKinney home, condo or town house.

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